Start smart!
Develop good money habits!
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Limited Time Registration
Don't miss out! We are currently accepting registrations for our upcoming Financial Education courses. The first session is absolutly FREE, giving you and your child a chance to experience the value of financial literacy firsthand.
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Registration Deadline: September 12, 2025
Secure your spot today and give your child the tools to succeed financially in the future.
We are proud of our students
About the course
Why Do Kids Need Financial Education?
A study conducted by researchers at the University of Michigan reveals that children start developing lasting money habits as early as age 5.
Since the financial behaviors established in early life tend to persist into adulthood, it’s crucial to foster positive financial habits from a young age, especially since money management is largely behavioral. While understanding financial concepts is important, the real value lies in learning how to apply these skills effectively in everyday life.
Schools aim to prepare kids to thrive in life, but they often fall short in teaching essential financial skills like earning money, managing it, and making wise financial decisions. These skills are crucial, as they can make the difference between leading a financially stressful life or enjoying a fulfilled one.
What do kids learn?
Our projects are designed to provide a step-by-step approach to building a solid foundation in financial literacy.
The educational projects use the standards developed by the National Financial Education Council as a guide; the NFEC standards outline the essential knowledge children and adults should have about personal finance across the domain’s core areas, as well as the best practices educators should use in delivering this knowedge.
Each project focuses on one of the following five main pillars of financial education, while incorporating concepts from the others, just as they interact in real-life situations.
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This pillar focuses on different sources of income, the importance of work, and how to increase earning potential through skills and education.
Students learn about careers, entrepreneurship, and the value of hard and smart work.
It teaches the importance of saving for financial security and big financial goals.
Investing shows how to take calculated risks in order to make your money grow over time, without having to work for it.
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This pillar teaches budgeting, making smart purchases, and prioritizing spending in order to reach financial goals.
It also highlights the joy and satisfaction of being generous by giving to others.
Financial protection involves understanding and managing risks to safeguard one's finances.
This includes:
learning about insurance,
emergency funds,
and identity theft protection.
Understanding debt is vital to avoid financial pitfalls.
Students learn about the costs of borrowing, interest rates, and the importance of managing and repaying debt responsibly. They also explore strategies for staying out of debt.
As students complete more and more projects, they naturally gain a deeper understanding of how the five financial pillars are connected and how money works in real life. The projects are designed to support children’s growth and development over several years, culminating at the end of 8th grade. The aim is to build essential skills that help children make informed financial decisions and manage their money wisely. Skills developed include: goal setting, consistent saving, smart spending, budgeting, understanding the value of money, or discovering the joys of giving to others/ charity Currently, the financial education courses provided by Money Wise Kids are designed for children aged 7-13 (grades 1-6). Each project consists of approximately 10 sessions, and together they ensure a comprehensive approach to financial education. As students complete each project, they build on their knowledge and skills, much like a snowball growing in size. This progressive learning method ensures that students not only understand the basics, but also develop advanced competencies in managing their finances. Here's how it works: Interconnected Projects: Each project seamlessly connects to the next, providing a cohesive learning experience. Building Skills: With each new project, students add more knowledge and skills, reinforcing what they've previously learned. Comprehensive Learning: This structured approach helps students develop a well-rounded understanding of financial concepts. Tailored to Developmental Levels: New projects based on the same pillar are designed to add new knowledge and skills, according to the students' level of development and comprehension. Parental Collaboration: Our primary goal is to help children develop strong financial habits. To this end, students have to continue to practice at home what they learn in the financial education classes. To extend and solidify this educational process, children need, guidance and support from their parents, and that is why we emphasize on a close collaboration between parents and instructors. By the end of our projects, students are equipped with the financial knowledge and skills necessary for a successful future.
How Do Kids Learn
Financial Education at MWK?
At Money Wise Kids, we combine Project-Based Learning with Design Thinking to engage our students in relevant, real-life projects that lead to deeper learning. Project-Based Learning (PBL) emphasizes ‘learning by doing’ and encourages kids to find solutions to a driving question based on a real-world challenge. By incorporating Design Thinking, we ensure that our projects are relevant and deeply resonate with our students, making their learning experiences both authentic and personally significant.
The activities are designed to help them acquire essential knowledge and skills through direct engagement with real-world problems. Parent involvement plays a key role in turning these lessons into lifelong habits by ensuring that the skills learned in class are consistently reinforced at home.
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Project-Based Learning (PBL) is an educational approach where students need to solve real-world problems or challenges over an extended period of time. Through PBL, students understand the applicability of the knowledge and skills they acquire in real-life situations.
The advancement of technology changed the way we live, so the skills we need in order to thrive in this dynamic world must evolve alongside. Among the skills we need nowadays, at school, at work, as citizens, or in everyday life, are critical thinking and problem-solving, teamwork, communication with diverse people, creativity, adaptability, innovation, and effective work management. All of these skills are beautifully developed through project-based learning. By emphasizing adaptability and innovation, PBL prepares students for an unpredictable future, equipping them to navigate and succeed in a rapidly changing world.
Design Thinking is a structured, human-centered approach to creating innovative solutions. The concept draws back to old design and innovation methodologies, but its current version was influenced and popularized by Tom and David Kelley, co-founders of the design firm IDEO, Tim Brown, and others, as well as organizations like the Stanford d.school.
The methodology emphasizes understanding user needs (through empathy), redefining problems, and challenging assumptions. It employs an iterative process consisting of the following phases: empathize, define, ideate, prototype, test, and refine. This iterative approach encourages creativity and focuses on delivering solutions that are practical and user-focused.
Integrating Design Thinking approach into our projects, students engage in learning within a relevant context, becoming actively involved in their education.
Who am I
Mother, Economist and
Certified Financial Education Instructor
I believe that education is the foundation of better lives.
As an economist and a parent of two wonderful children, I have come to realize the importance of introducing children to financial education as early as possible.
As a parent during the pandemic, I faced my own challenges. Our children were little, so we spent a lot of time playing and doing activities together, but one of the toughest parts was that they still kept asking for new toys.
That was the moment I realized how much pressure omnipresent advertising puts on children and that simply telling them what to do with money isn’t effective.
It was imperative to take this problem seriously and to guide my children to understand how money works. I also gave them the freedom to decide how to use their money—and the opportunity to face the consequences of their choices in a controlled environment. I believe it's better for them to learn now, while they're young, through low-risk financial mistakes, rather than wait until they are young adults and poor financial decisions can have life-altering consequences.
While making this decision was easy, living it out was a different story. But it was so important to me, that it ultimately led me to a new career path. I therefore enrolled in a training program to become a Certified Financial Education Instructor, to gain the skills necessary to teach children such an essential subject. I already have some experience teaching kids, and I can confidently say that I’ve learned not to underestimate their ability to understand financial concepts and develop good money habits.
Today, I pour both my expertise and my heart into providing financial education to children, knowing that this knowledge will empower them to make wise financial decisions, to navigate life with confidence and independence, ultimately shaping the course of their lives.
Welcome to Wise Money Kids!
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